Independent Insurance Broker with over 35 years experience

Our philosophy is to give all clients a personal service that cover all aspects of their commercial & personal insurance requirements.


Providing a personal, tailored solution for all your Business and Private Insurance requirements


I have been in the insurance industry all my working life and in that time, working with insurers all over the county – and in the Lloyd’s and London markets – I have built up an enviable network of contacts.

My introduction to insurance broking was with a leading multi-national firm, learning my craft from some of the most respected insurance brokers in the north of England.

At a time when the insurance market is becoming dominated by the multi nationals and consolidators, I know that it is increasingly difficult for businesses, and individuals, to get the type of independent advice and personal service they want.

This is where David R Bulmer Associates comes in to play!

With more than 35 years in the industry, I can justifiably say I have a wealth of experience, in particular in the SME sector and dealing with owner managed businesses.

David Bulmer

“I can highly recommend David’s services. He took the time to understand exactly what level of cover I required and did all the work for me – no lengthy form-filling required. The process was a breeze from start to finish and I am thoroughly impressed with his approach. Thank you David!”

Zach Greaves

Business Insurance

We provide advice and insurance solutions for businesses which range from sole traders to multinational businesses with exposure across Europe and beyond.

The key for all our clients is that they have confidence in their insurance programme to provide them with financial protection in the event of a loss. Our aim is to work closely with you to fully understand your requirements. In effect becoming your in-house insurance department.

We will visit you at your premises to gain a thorough understanding of your business, so that we can provide you with:

  • One to one support and advice
  • An insurance programme that is tailored to your specific demands and needs
  • Negotiating comprehensive cover at a competitive premium
  • Assistance in dealing with claims and insurance surveys.
  • Value for money

All businesses face risks, we work to help you understand how insurance can protect you and your business. We also give advice on what risks you can manage yourself, simply and effectively, through a programme of active risk management advice.

Whether you are engaged in manufacturing, retail, distribution, building and allied trades, property development or professional and technical services we can help you. Please contact us to arrange an initial discussion.

Contact Us

We can help with…

  • Employers Liability
  • Public Liability
  • Contractors All Risks
  • Material Damage – Property & Trade Contents
  • Commercial Property
  • Landlords
  • Business Interruption
  • Goods in Transit
  • Professional Indemnity
  • Directors & Officers
  • Employment Practices Liability
  • Commercial Legal Expenses
  • Cyber & Data
  • Business Travel

Plus much more!

“We work in the creative industry and have a range or equipment that needed insuring for both in the office and out on location, plus we also required additional cover for cyber and data protection. It was difficult to know where to start with our insurance. David was extremely helpful and sent across all the information we needed to get us sorted”

Sam Oakes

Bespoke Home & Lifestyle Insurance

More often referred to as High or Mid Net Worth Home Insurance but what do either of those phrases really mean to anyone outside of the insurance industry?

Most people buy a standard “off the shelf” home insurance policy providing a blanket sum insured but these often have restrictive inner limits. These inner limits most commonly come to light only when you have a claim and find that the loss is not covered, or the settlement is less than anticipated.

Do you have a painting or an expensive watch or other items of jewellery that are not insured because you think it will be too expensive? The cost is likely to be much less than you imagine and if you obtain a quote, you are likely to think “how can I afford not to?”

David R Bulmer Associates Limited has access to specialist insurers that can provide cover for your Home, Contents, Artwork, Jewellery, Collectibles, Vehicles and Holiday Homes all under one policy and tailored to meet your specific requirements.

Contact Us

We can help with…

  • Bespoke Household
  • Fine Art and Antiques
  • Jewellery
  • Self Build Projects
  • Holiday Homes
  • Landlords
  • Investment Properties
  • High Value Motor

Plus much more!

“David has arranged my insurance for quite a few years now and I have always found his services and advice to be invaluable. Always on hand to help and answer any questions we have. Highly recommend. Thanks David.”

Jonny Milne

Contact Us

Harrogate Office:
37 Pecketts Way
Harrogate
North Yorkshire
HG1 3EW

Tel: 01423 418141

Hours: Mon/Fri 9am – 6pm
Closed Weekends & Bank Holidays


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David R Bulmer Associates Limited trading as David R Bulmer Associates is an Appointed Representative of Gauntlet Risk Management Ltd. Gauntlet Risk Management Ltd is authorised and regulated by the Financial Conduct Authority (FCA) under firm reference number 308081. You may check this on the Financial Services Register by visiting the FCA website, www.fca.gov.uk/register/ or by contacting the FCA on 0800 111 6768

Registered Office for Gauntlet Risk Management: Gauntlet House, 15 Acorn Business Park, Killingbeck Drive, Leeds, LS14 6UF. Company Registration No 03726095.


© David R Bulmer Associates Limited

Company Number: 09308342